Benchmark Financial Controls and Accounting Policy in Card Portfolios

The Card Accounting Roundtable brings together finance executives to navigate the regulatory, compliance, and reporting complexities unique to credit card portfolios. Members explore how evolving regulatory guidance, internal controls, and portfolio trends impact financial policies, risk reserves, and strategic accounting decisions.

As rulemaking activity accelerates and consumer behavior shifts reward economics and fraud exposure, finance leaders need clarity on how peer institutions are adjusting policy frameworks, balancing risk, and forecasting future performance. This roundtable provides a confidential environment to compare methodologies, surface new risks, and evaluate alternative accounting treatments through peer collaboration and data.

Membership includes: Executive Meetings that focus on high-impact policy themes such as loan loss reserves, bankruptcy treatment, fraud loss reserves, and revenue recognition; Custom Surveys on time-sensitive topics like rewards accounting, TDR treatment, and GL data transfer; and Annual Benchmarking that captures peer policies on amortization, charge-offs, minimum payments, and asset sale terms.

Benchmarking is delivered through Auriemma’s VIZOR platform and centers on policy-level metrics rather than transactional performance—enabling members to evaluate the implications of various accounting strategies and strengthen alignment across finance, compliance, and audit teams.

Who Should Join?

Finance and accounting leaders at card issuers, including SVPs of Finance, Controllers, Heads of Card Analytics & Ops, and executives responsible for regulatory financial reporting and loss forecasting.

Why It Matters:

With consumer dynamics reshaping financial outcomes and new regulations on the horizon, the Card Accounting Roundtable delivers the peer insight and policy-level clarity needed to make confident, defensible decisions.

Hot Topics:

• Rewards: How consumer savviness may be driving up the cost of rewards as a percentage of sales. Analysis to assess the cost per point in new portfolios and complete quarterly reviews to evaluate rewards forfeiture and redemption rates.
• Leveraging Artificial Intelligence: AI adoption in the finance function, particularly via machine learning and analytics forecasting.
• Staffing, Roles and Responsibilities: The use of offshore resources and how remote and hybrid work models factor into recruiting and hiring strategies (e.g. hub-based hiring.)