Navigating Unsecured Lending Strategy & Product Management

The Personal Loan Product Management Roundtable brings together banks and fintechs to address the strategic and operational challenges of unsecured personal lending. Members exchange insights on loan marketing and acquisition trends, product design, and performance metrics in a rapidly evolving regulatory and economic environment.

With a focus on full-funnel visibility—from acquisition through booking—participants explore strategies for channel optimization, pricing models, and innovation in credit scoring and fraud mitigation. Members gain timely peer intelligence to fine-tune their go-to-market strategy and portfolio performance.

Membership includes in-person and virtual executive meetings, quarterly benchmarking via the VIZOR platform, and unlimited custom surveys to surface emerging trends. Topics span term length strategies, FICO-based booking patterns, approval and decisioning rates, and acquisition channel effectiveness.

Who Should Join

Senior leaders responsible for product, portfolio, or credit management of unsecured personal loans. This includes executives overseeing acquisition strategies, product lifecycle, and performance measurement across digital and traditional distribution channels.

Why It Matters

As consumer behavior shifts and competition intensifies, even small changes in acquisition performance or booking efficiency can dramatically impact profitability. This Roundtable delivers real-time, peer-driven insights that help leaders optimize product design, reduce friction in the lending funnel, and stay compliant with evolving regulatory expectations.

Hot Topics

• Acquisitions & Marketing: Credit risk environment and marketing trends, including COVID-19 impacts and evolving channel performance across direct mail, online, aggregators, and in-branch.
• Industry Performance: The economic drivers affecting Unsecured Lending products, including consumer debt, the regulatory environment, and more.
• Fraud Trends & Mitigation: Managing current fraud dynamics, including fraud at acquisition, loan stacking, and tools and technologies for prevention.
• Delinquencies & Losses: Delinquency, roll rates, and vintage-based performance.