Previewing the Q2 Fraud Index: What the Data Reveals About Fraud Loss Trends

Fraud continues to be a moving target for financial institutions.

The latest Auriemma Roundtables Q2 2025 Fraud Index highlights both encouraging progress and ongoing challenges across major fraud types. This quarter’s data offers a clear window into how banks are refining defenses, engaging customers, and balancing reimbursement standards in an evolving threat environment.

The Index tracks three foundational metrics and features a rotating “hot topic” each quarter to highlight emerging threats. These insights aren’t pulled from news headlines or outdated industry surveys—they come directly from the leading benchmark provider for top U.S. banks.

What’s in the Q2 2025 Fraud Index?

• Gross and net fraud losses per DDA
• Credit card fraud losses as a percent of sales
• Check fraud

Read it Here:

The Q2 findings suggest a few big-picture takeaways:

• Fraud controls are paying off. Losses are trending downward across multiple channels, signaling the impact of investments in technology, analytics, and authentication.

• Consumer awareness matters. Better consumer education and alerts appear to moving trends in a positive direction.

• Consistency is key. As banks refine reimbursement standards, the industry is finding a balance between protecting customers and maintaining rigorous fraud evaluation.

• Despite some of these wins, fraud isn’t going away. We observe that threats continue to evolve to different rails and channels.

Does your institution benchmark its fraud program?

If your team is making decisions without peer-based performance data, you’re flying blind. Our Bank Fraud Benchmarking program helps you:

• Track performance with precision
• Justify fraud investments with confidence
• Stay ahead of fast-moving threats

Reach out to Charles Klimpel, Director of Data Strategy at cklimpel@roundtables.us or 646.343.4416.