Fighting Online Application Fraud in an Evolving Threat Landscape

The Fintech Fraud Roundtable brings together fraud risk leaders from digital lenders offering unsecured personal loans, credit cards, and embedded finance solutions. Members share insights on the tactics fraudsters use—and how best to detect, contain, and prevent online application fraud in an increasingly complex environment.

Discussions cover trends like synthetic identity fraud, tradeline manipulation, credit washing, and compromised verification controls. Members dive into real-time detection strategies, document automation tools, and the performance of third-party fraud solutions to better defend against fraud attempts across the customer lifecycle.

Membership includes in-person and virtual meetings, robust benchmarking metrics (with optional access to bank and card fraud add-ons), and unlimited peer-sourced custom surveys—all delivered through Auriemma’s VIZOR platform.

Who Should Join

Senior fraud and risk leaders at fintechs and digital lenders responsible for fraud prevention, strategy, and operations—particularly those managing unsecured credit and online application flows.

Why It Matters

Fraudsters constantly adapt to evade controls—and many tools built for traditional banks fail to capture today’s synthetic behaviors. This Roundtable equips fraud executives with the real-time intelligence and peer insights they need to stay ahead. Whether it’s flagging a new fraud ring, pressure-testing vendor performance, or sharing KPI benchmarks, the group serves as a critical early warning system and strategic sounding board for fraud leaders across the fintech space.

Hot Topics

• Current and Emerging Fraud Trends: Recently observed suspicious activity, particularly within online acquisition, including synthetic identity trends, tradeline deletions and credit washing.
• Scam Activity: Discussion on the latest tactics being used by sophisticated fraud rings to bypass fraud controls, including compromised landline phone numbers, gaps in account matching logic, and more.
• Employment and Income Verification: Leveraging document automation, digital data and real-time employment data to reduce risk and make better lending decisions.
• Vendor Solutions: Gain insight into third-party tools to identify and mitigate online application fraud.