Inside the June 2026 Quarterly Fraud Index: Timing is Everything

How and when banks are catching fraud is affecting balance books

The latest Auriemma Roundtables Quarterly Fraud Index shows that the threat environment remains active, uneven, and increasingly dependent on when fraud is detected.

The Index tracks three foundational metrics and features a rotating “hot topic” each quarter to highlight emerging threats. These insights aren’t pulled from news headlines or outdated industry surveys—they come directly from the leading benchmark provider for top U.S. banks.

What’s in the June 2026 Fraud Index?

• Gross and net fraud losses per DDA
• Credit card fraud losses as a percent of sales
• New digital account fraud closure rate

Read it Here

The latest findings suggest a few big-picture takeaways:

• Gross fraud losses were flat quarter-over-quarter at $2.81 per DDA, but remain above recent lows, suggesting fraud exposure is still entering the system.
• Net losses ticked up to $1.37 per DDA, meaning institutions are absorbing more fraud exposure after recovery, reimbursement, and containment efforts.
• New digital account closures for fraud fell from 6.64% to 4.62%, which may indicate fraud is being caught before opening or surfacing after the six-month window.
• Together, the metrics suggest the detection timing is shifting (and that’s affecting how much fraud is hitting the balance books)

Does your institution benchmark its fraud program?

If your team is making decisions without peer-based performance data, you’re flying blind. Our Bank Fraud Benchmarking program helps you:

• Track performance with precision
• Justify fraud investments with confidence
• Stay ahead of fast-moving threats

Reach out to Jared Kirby, Director, Data GTM Strategy, at jkirby@roundtables.us or 646.343.4416.