September 2026 Quarterly Fraud Index: Mixed Signals, More ATO

Lower Losses Need Context

The latest Auriemma Roundtable Fraud Index shows how declining bank fraud losses highlight the importance of when fraud is caught and who ultimately bears the cost. Earlier intervention may be helping banks contain losses, while scams borne by consumers can also reduce what appears on banks’ books.

Fraud Pressure is Shifting

Rebounding card fraud loss rates and account takeover’s record share of net losses show that progress remains uneven. Understanding which threats are driving exposure—and how your results compare with peers—can help focus your next steps.

What’s in the September 2026 Fraud Index?

• Gross and net fraud losses per DDA
• Credit card fraud losses as a percent of sales
• ATO fraud prevalence

Read it Here

What’s included:

• Bank losses beyond the headline. Explore what changing loss levels say about prevention and who ultimately bears the cost.
• The timing of detection. See what net loss trends suggest about banks’ ability to contain fraud before funds leave.
• A shift in card fraud. Find out whether recent improvements are holding—and what the latest movement could mean for issuers.
• Account takeover in focus. Examine ATO’s changing share of losses and what may be behind it.

Does your institution benchmark its fraud program?

If your team is making decisions without peer-based performance data, you’re flying blind. Our Bank Fraud Benchmarking program helps you:

• Track performance with precision
• Justify fraud investments with confidence
• Stay ahead of fast-moving threats

Reach out to Jared Kirby, Director, Data GTM Strategy, at jkirby@roundtables.us or 646.343.4416.